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Preferred Payment Methods Around The World

“The world is a book, and those who do not travel read only one page.”

 – St. Augustine

Travelling around the world can be invigorating! Once you step outside your private space, you get to explore the world through a new lens. 

If you have travelling on your mind, go ahead and book a ticket to your favourite destination. Speaking of booking a ticket and making travel plans, you need money. The overriding thought in your head is the following – What are the preferred payment methods around the world? 

As an avid traveller, you have to know the details as you would be paying for your accommodation, food, transport, and other leisurely activities. Here’s some news: using a credit card is not the ONLY popular way to pay in different countries. Perhaps PayPal is accepted in some countries, but others prefer a widely accepted MasterCard credit card. It is possible that Zimpler is not as popular as other well-known payment providers, but it is accepted in a number of Zimpler casinos

Let’s dive right into the post to find out the popular payment methods in different countries. 


Do American natives write checks to date? Cards are dominant in the United States of America. On second thoughts, credit cards are considered to be the ‘king’ in the U.S. No matter how small the amount is, credit cards are preferred. 

You can use your MasterCard, VISA, Discover, American Express, and Diners card. 

In case you are using a foreign card, be aware of the exchange rate and the fees charged. As per research, 75% of travelers and inhabitants use VISA and MasterCard to make payments. At the same time, 15% of people use PayPal as a payment method in the US. 


Credit cards continue to be a preferred method of payment in Canada. After VISA and Mastercard, Canada accepts Interac and Paypal. American Express is accepted in some areas. 


In Europe, it is not just about credit cards. As a traveler, you will find a number of online payment methods. Taking the example of the United Kingdom, four out of ten transactions are done using credit cards. PayPal happens to be the third most famous form of payment method. 


EPS or the Electronic Payment Standard is a preferred form of payment in Austria. It has been developed by the Government and the Austrian banks. The key benefits of using this payment method are that it offers guaranteed payment, fast settlement, and supports all the Austrian banks. 

Direct debits and online banking continues to be a popular payment method. Unlike the majority of the countries, VISA and Mastercard are accepted, but the people are embracing it at a slow pace. 


‘Bancontact makes payments easier.’  Some countries are highly progressive. Bancontact is a form of payment method that allows you to pay via a watch, smart ring, keychain, or a bracelet. For starters, it is only available in Belgium. 

You do not have to worry about carrying cash as this form of payment method is contactless. While the world is fighting the pandemic, contactless payments are becoming popular. 

You can also use your cards (both credit and debit). These include MasterCard, Amex, VISA, and Maestro. SEPA, PayPal, and Sofort are recommended too.  

Czech Republic

Paying via MasterCard and online banking is preferred in the Czech Republic. Payment methods in Czech also include bank transfer, SEPA, Mint, and Mobiamo. 


Dankort debit cards are co-branded with Visa, and they are extremely popular in Denmark. There are 5.73M inhabitants in Denmark. Out of these, 3.5M are using eCommerce platforms to shop. The numbers are going to increase in the coming years. 

Apart from Dankort, you can also make good use of VISA, MasterCard, Klarna, PayPal, bank transfer, or Quickpay. 


37.97M users are reaping the benefits from eCommerce platforms. The numbers shall go up in the next two years. The majority of the inhabitants use Cartes Bancaires, VISA, and MasterCard in France. Please note that majority of the French cards are CB and co-branded with MasterCard and VISA. 

Other forms of payment include PayPal, Skrill, Allopass, and bank transfers. 


The Germans love to shop online on international sites. As of now, there are 50.71M users of eCommerce sites. If you are travelling to Germany or wish to settle down for a couple of months, you can use Sofort, SEPA, GiroPay, PayPal, Klarna, or RatePay. 

If the whole idea is to enter Europe, you can start with Germany. They embrace cross-border payments. 

Note – VISA and MasterCard are acceptable. 

The Netherlands 

In the Netherlands, you can pay via iDEAL. With iDEAL, shoppers can easily utilize their bank account to make online purchases.

 SEPA Credit transfer, MasterCard, and VISA are accepted here. Additionally, AfterPay, PayPal, and American Express are also welcome in some of the properties, stores, and services. 

Note – SOFORT is also called ‘Pay Now With Klarna.’ It is widely used in the Netherlands, Spain, Austria, Germany, and Switzerland. 

The Nordics

Till the year 2019, the most preferred form of payment in The Nordics were debit and credit cards. As per the results of a survey, 78% of people used credit cards and debit cards. While 7% of responders used Samsung Pay, Google Pay, and Apple Pay. 


Enter Latin America, and you will find that Oxxo is the preferred method of payment. Apart from this, buyers can also use VISA, MasterCard, and American Express. 

Cross-border purchases are a crucial part of the e-commerce market in Mexico. The people in Mexico also use Todito Cash, Efectivo, bank transfers, and Mobiamo to make payments. 


China has a vast population. Digital goods are cheap and the clothes are highly fashionable. Did you know that China’s online shopping market is worth $1.2 trillion? 

Since the inhabitants love their smartphones, digital payments are preferred. The most popular forms of payment methods in China include UnionPay, WeChatPay, AliPay, and TenPay. 

Inhabitants in the largest cities of China use WeChatPay. Do you want the numbers? 92% of people use this payment method. 

New Zealand

Kiwis have changed a lot in terms of their online shopping habits. When we talk about the popular payment methods in New Zealand, all the major debit and credit cards are accepted. 

EFTPOS cards and direct debit are also preferred in New Zealand. 

Concluding Thoughts

Now that you are aware of all the popular payment methods across the globe, it will be easy for you to pack your bags and plan the trip. 

Knowing about the payment methods is a necessity. What if you want to make an expensive purchase? 

It is possible that you want to take a lovely lady out on an expensive date! Well, knowing about the payment methods allows you to plan your trip efficiently. Plus, you would be ready for all the surprising elements and extra purchases. 

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